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119-HR-3496 DC Insider Whip Count Analysis

119 · HR 3496 Northern Mariana Islands Small Business Access Act

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Northern Mariana Islands Small Business Access ActThis bill expands eligibility for the Small Business Administration microloan program to include entities in the Commonwealth of the Northern Mariana...

H.R. 3496 cleared House Small Business 27–0 and was reported to the Union Calendar (No. 350). With Republicans controlling both chambers and bipartisan signals in committee and on similar small‑business suspension bills, the measure is highly likely to pass the House under suspension and clear the Senate by unanimous consent; overall enactment odds are high barring a last‑minute Senate hold. [1]Congress.gov — All Info – H.R.3496 (119th): Northern Mariana Islands Small Busi…[2]govinfo.gov (GPO) — House Calendars (Dec. 15, 2025) – History of House Bills (i…[3]Web search · turn 11 #1[4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…

Published
14 Dec 2025
Updated
14 Dec 2025
Tags
whip-count · House-Small-Business · SBA-microloan
Unvetted
01 · Section

Breakdown: expected support and opposition

Bill scope is narrow and distributional (adds CNMI to SBA’s Microloan formula and adjusts the per‑State allocation fraction from 1/55 to 1/56). That keeps costs neutral at the topline and aligns with prior territory‑parity efforts. [5]Legal Information Institute (Cornell Law School) — 15 U.S.C. §636 – Additional…

  • House baseline: The bill was ordered reported from the House Small Business Committee 27–0 (11/18/2025) and has Democratic co‑sponsors, indicating bipartisan support. It was formally reported on 12/12/2025 and placed on the Union Calendar (No. 350). [1]Congress.gov — All Info – H.R.3496 (119th): Northern Mariana Islands Small Busi…[2]govinfo.gov (GPO) — House Calendars (Dec. 15, 2025) – History of House Bills (i…
  • Chamber control: Republicans hold the House majority; the Majority Leader controls the floor and routinely schedules noncontroversial measures under suspension. Recent small‑business suspension votes routinely draw 350–400+ yeas. [6]Office of the Clerk, U.S. House of Representatives — Roll Call 45 (Feb. 24, 202…[7]Office of the Clerk, U.S. House of Representatives — Roll Call 44 (Feb. 24, 202…[8]Congressional Research Service via Congress.gov — CRS: Suspension of the Rules…
  • Expected House procedure: Suspension of the Rules (2/3 threshold; no floor amendments). Given the 27–0 markup and subject‑matter parity for a U.S. territory, this should clear comfortably on a voice or lopsided recorded vote. [8]Congressional Research Service via Congress.gov — CRS: Suspension of the Rules…
  • Senate baseline: Republicans control the Senate; John Thune is Majority Leader and Joni Ernst chairs the Small Business & Entrepreneurship Committee. The bill’s narrow scope makes it a candidate for hotline/unanimous consent after House passage. [4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…[9]U.S. Senate – Sen. Joni Ernst — Ernst Announces Committee Assignments for 119th…[10]U.S. Senate — The Senate in Session (unanimous consent practice)
  • Precedent signals: In the prior Congress, Sen. Hirono introduced functionally similar CNMI‑microloan language, suggesting cross‑chamber, cross‑party familiarity with the fix. [11]Congress.gov — Text – S.2896 (118th): Northern Mariana Islands Entrepreneurship…
  • Program context: SBA’s Microloan program provides up to $50,000 loans via nonprofit intermediaries; adding CNMI mainly changes eligibility/geographic distribution rather than authorizing new spending. [12]U.S. Small Business Administration — SBA Microloans – Program overview
02 · Section

Key legislators and swing votes

No organized opposition is apparent; risk is a small bloc of fiscal hardliners in the House under suspension and any single‑senator objection in the Senate.

  • House managers: Chair Roger Williams (R‑TX) and Ranking Member Nydia Velázquez (D‑NY) are positioned to manage floor debate; both oversee a committee that advanced the bill 27–0. [13]House Committee on Small Business (Majority) — Meet Chairman Roger Williams[14]Wikipedia — United States House Committee on Small Business (membership and lea…[1]Congress.gov — All Info – H.R.3496 (119th): Northern Mariana Islands Small Busi…
  • Potential House nays: On comparable small‑business suspension bills earlier this year, a recurring cluster of ~15–25 Republicans voted no (e.g., SPUR Act Roll Call 45; Small Business Advocacy Improvements Act Roll Call 44). Names in the nay column included Andy Biggs (AZ), Josh Brecheen (OK), Tim Burchett (TN), and Eric Burlison (MO)—illustrating where isolated defections could come from without threatening passage. [6]Office of the Clerk, U.S. House of Representatives — Roll Call 45 (Feb. 24, 202…[7]Office of the Clerk, U.S. House of Representatives — Roll Call 44 (Feb. 24, 202…
  • Sponsor/territorial voice: Del. Kimberlyn King‑Hinds (R‑MP‑At Large) is the sponsor and has already assembled bipartisan committee support; two Democratic co‑sponsors (Herb Conaway, Gil Cisneros) broaden the coalition. [1]Congress.gov — All Info – H.R.3496 (119th): Northern Mariana Islands Small Busi…
  • Senate gatekeepers: Majority Leader John Thune (floor time), Chair Joni Ernst (committee clearance), and Ranking Member Ed Markey (minority lead) will drive the clearance path; none has signaled opposition to territory‑parity adjustments. A single objection could force floor time, but UC remains the likeliest path. [4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…[9]U.S. Senate – Sen. Joni Ernst — Ernst Announces Committee Assignments for 119th…[15]U.S. Senate Committee on Small Business & Entrepreneurship (Democrats) — Sen. M…[10]U.S. Senate — The Senate in Session (unanimous consent practice)
  • Executive posture: SBA Administrator Kelly Loeffler was confirmed 52–46 in February 2025; there’s no public indication the Administration opposes CNMI eligibility parity. [16]U.S. Senate — Senate Roll Call Vote (Feb. 19, 2025): Confirmation of Kelly Loef…
03 · Section

Leadership influence and procedure

Leadership and rules point toward a fast track unless crowded out by end‑of‑year priorities.

  • House: Majority Leader Steve Scalise sets the floor and regularly uses suspension for consensus items; the committee report places H.R. 3496 on the Union Calendar for scheduling flexibility (suspension or rule). [3]Web search · turn 11 #1[2]govinfo.gov (GPO) — House Calendars (Dec. 15, 2025) – History of House Bills (i…
  • Senate: With Republicans in control, Thune’s office can hotline the bill once received. If any senator objects, leaders can still proceed via time agreements or simple majority votes after a motion to proceed; neither is expected for a narrow SBA fix. [4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…[10]U.S. Senate — The Senate in Session (unanimous consent practice)
  • Committee leverage: Senate Small Business (Chair Ernst; RM Markey) can quickly clear or be bypassed via Rule XIV/UC as needed. House Small Business already produced a bipartisan report record. [9]U.S. Senate – Sen. Joni Ernst — Ernst Announces Committee Assignments for 119th…[15]U.S. Senate Committee on Small Business & Entrepreneurship (Democrats) — Sen. M…[2]govinfo.gov (GPO) — House Calendars (Dec. 15, 2025) – History of House Bills (i…
04 · Section

Assessment: odds of passage

  • House passage: High likelihood via suspension (precedent votes on small‑business items show 380–400+ yeas). [7]Office of the Clerk, U.S. House of Representatives — Roll Call 44 (Feb. 24, 202…[6]Office of the Clerk, U.S. House of Representatives — Roll Call 45 (Feb. 24, 202…
  • Senate passage: High likelihood via unanimous consent/hotline; minimal policy or budget controversy. Watch for isolated holds; probability of needing roll‑call time is low. [10]U.S. Senate — The Senate in Session (unanimous consent practice)
  • Enactment: High. Unified GOP control plus bipartisan policy content reduce veto or amendment risk. If Senate amends, differences should be reconcilable quickly. [4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…
05 · Section

Sourcing highlights

Core factual anchors for the whip count and procedural assessment:

  1. Committee and bill history: Congress.gov pages show sponsor, co‑sponsors, the 27–0 markup, and referral; House Calendars confirm the 12/12/2025 report and Union Calendar No. 350. [1]Congress.gov — All Info – H.R.3496 (119th): Northern Mariana Islands Small Busi…[2]govinfo.gov (GPO) — House Calendars (Dec. 15, 2025) – History of House Bills (i…
  2. House floor procedure and precedent: CRS on suspension of the rules; Clerk roll‑calls on recent small‑business suspension bills. [8]Congressional Research Service via Congress.gov — CRS: Suspension of the Rules…[7]Office of the Clerk, U.S. House of Representatives — Roll Call 44 (Feb. 24, 202…[6]Office of the Clerk, U.S. House of Representatives — Roll Call 45 (Feb. 24, 202…
  3. Senate control and gatekeepers: Thune as Majority Leader; Ernst as Senate Small Business Chair; Markey as Ranking Member; standard UC/hotline practice. [4]U.S. Senate – Sen. John Thune — Thune Elected Republican Leader (statements on…[9]U.S. Senate – Sen. Joni Ernst — Ernst Announces Committee Assignments for 119th…[15]U.S. Senate Committee on Small Business & Entrepreneurship (Democrats) — Sen. M…[10]U.S. Senate — The Senate in Session (unanimous consent practice)
  4. Substantive change: 15 U.S.C. 636(m) allocation text (Guam listed; CNMI not), and SBA Microloan program overview (scope, mechanics). [5]Legal Information Institute (Cornell Law School) — 15 U.S.C. §636 – Additional…[12]U.S. Small Business Administration — SBA Microloans – Program overview
  5. Related precedent: 118th‑Congress Hirono bill to add CNMI to the Microloan definitions—evidence of cross‑party familiarity. [11]Congress.gov — Text – S.2896 (118th): Northern Mariana Islands Entrepreneurship…
House Small Business markup
27yea – 0 nay
House report/placement
350Union Calendar No.
Democratic co‑sponsors
2House
Recent small‑biz suspension vote (example)
396yea (H. Clerk Roll 44)
Recent small‑biz suspension vote (example)
384yea (H. Clerk Roll 45)
SBA Administrator confirmation
52yea (Senate)
Sources cited
  1. [1] All Info – H.R.3496 (119th): Northern Mariana Islands Small Business Access Act Congress.gov
  2. [2] House Calendars (Dec. 15, 2025) – History of House Bills (includes H.R. 3496; H. Rept. 119-402; Union Calendar 350) govinfo.gov (GPO)
  3. [3] Web search · turn 11 #1
  4. [4] Thune Elected Republican Leader (statements on leading 119th Congress) U.S. Senate – Sen. John Thune
  5. [5] 15 U.S.C. §636 – Additional powers (Microloan provisions incl. territories listed) Legal Information Institute (Cornell Law School)
  6. [6] Roll Call 45 (Feb. 24, 2025) – SPUR Act, On Motion to Suspend the Rules and Pass Office of the Clerk, U.S. House of Representatives
  7. [7] Roll Call 44 (Feb. 24, 2025) – Small Business Advocacy Improvements Act, On Motion to Suspend the Rules and Pass Office of the Clerk, U.S. House of Representatives
  8. [8] CRS: Suspension of the Rules in the House: Principal Features (98-314) Congressional Research Service via Congress.gov
  9. [9] Ernst Announces Committee Assignments for 119th Congress (becoming Senate Small Business Chair) U.S. Senate – Sen. Joni Ernst
  10. [10] The Senate in Session (unanimous consent practice) U.S. Senate
  11. [11] Text – S.2896 (118th): Northern Mariana Islands Entrepreneurship Act of 2023 Congress.gov
  12. [12] SBA Microloans – Program overview U.S. Small Business Administration
  13. [13] Meet Chairman Roger Williams House Committee on Small Business (Majority)
  14. [14] United States House Committee on Small Business (membership and leadership) Wikipedia
  15. [15] Sen. Markey to Lead as Top Democrat on Senate Small Business Committee U.S. Senate Committee on Small Business & Entrepreneurship (Democrats)
  16. [16] Senate Roll Call Vote (Feb. 19, 2025): Confirmation of Kelly Loeffler as SBA Administrator U.S. Senate

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